Get Quick Access to Some of The UK's Best Development Finance Deals With High Loan to Value (LTV) Ratios

Now more than ever, being able to access affordable and flexible development finance is vital for any developer. We provide access to some of the best Development Finance deals on the market with high LTV ratios.

Benefits of our Property Development Finance

We have a broad range of loan products that are both flexible and competitive.  We work with experienced property developers to provide the funding you need to make your next project happen.

We can help with:

Bridging Loans - Hamilton Wood and Company London, Manchester

Access flexible low-cost funding when your business needs to move fast on a deal. Make sure you never miss an opportunity.

Student Accommodation Development Finance - Picture of student properties - Hamilton Wood and Company Birmingham, Liverpool
Student Accommodation Development Finance

We help experienced property developers access the necessary funds to build high quality accommodation in the UK.

Residential Development Finance - Picture of New Buld House - Hamilton Wood and Company - Leeds, Nottingham
Residential Development Finance

Helping property developers with the finance they need to develop new builds, flip a property, convert a HMO or refurbish.

Land Acquisition Finance Picture of land for sale - Hamilton Wood and Company Sheffield, Bath
Land Acquisition Finance

We can help fund the costs needed to purchase land for a future development.  Contact one of our team for guidance.

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Fund your next building project here

What Are You Waiting For? 

Get fast access to the money you need to make your next project a success.

Faq.

When are commercial mortgages used?

Commercial mortgages usually pick up where traditional business loans finish. Amounts requiring larger sums are riskier for the lender and so, assets to secure the loan value against are common place to reduce risk.

Business mortgages range from a few years up to twenty five years depending on the lender and agreed terms of your mortgage.  It is possible to secure LTV's (loan to value) as high as 75% e.g. you would need to put up £25,000 for a £100,000 property with the mortgage covering the rest.

It is important to mention that if the property is an investment property that the amount you can borrow will be determined by the achievable rental income from the property.  The amount you can borrow will not be more than 65% of this figure.

The benefits of taking out a commercial mortgage

Here are some additional benefits of a commercial mortgage:

  • You can rent out the property to gain extra income
  • Any interest on a commercial mortgage is tax deductible
  • If the property's value increases, your capital can also increase

Key features of commercial mortgages

Business mortgages are different from traditional mortgages in a number of ways:

  • Commercial mortgages often have higher interest rates as they are higher risk than a personal mortgage
  • Commercial mortgages usually have no fixed rates
  • They often benefit from better interest rates due to the collateral secured against other property and assets

Ready to apply or find out more?

Complete the form and one of our friendly team is ready to help you. 

We provide Business services throughout the UK

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