With Some of The Best Small Business Loans on The Market, You'll Be Glad We're On Your Side...

Access affordable business finance that doesn't break the bank.  We take the hassle out of getting the right loan for your business.

We Fuel Your Ambition With Affordable Business Loans

Multi-award-winners - Hamilton Wood and Company-01

Our primary goal is to help your business get the best business loan we can, subject to terms and status. With a quick application process taking less than 10 minutes, you will get a fast business loan decision with us.

Fast 10 min application

Quick decision <1 hr

Low fees & APR's

How to get a Small business loan

Check if you can apply

Take our eligibility checker without affecting your credit score.

Apply in minutes

Tell us a little more about you and your business and its' future plans.

Fast decision

Subject to approval, get a selection of small business loan quotations to choose from.

Money transferred

When you select the loan you want, the money will be transferred quickly. 

LEADING BUSINESS FINANCE

Apply for a quick and easy business loan here.

We're here to help you

03330 16 9002
Got a question? Call us.

USE YOUR SMALL BUSINESS LOAN TO:

GROW YOUR BUSINESS
PURCHASE ASSETS E.G. VANS OR PRINTERS ETC.
ENHANCE WORKING CAPITAL
COVER UNEXPECTED BILLS
HELP WITH PAYROLL
REFINANCE

What our customers say...

We were impressed by the speed and efficiency when applying for our loan.  Great team.

M. Norcliffe | Director

We were able to refinance our existing loans for less.  Thank you for your help.

S. Burgess | FD

We've used them for the last three years. Impressed so far keep it up.

A. Aegis | Director

Is a small business loan a good move for me?

No

  • You're struggling to repay existing finance
  • You can't find the terms you're looking for
  • You've already been declined credit
  • You wouldn't be able to repay the loan

Yes

  • You're investing in machinery or other assets
  • You're using the funds to scale a working model
  • You're seeking to improve your credit profile
  • You are growing and wish to scale quicker

Get a fast decision on your loan

What Are You Waiting For? 

Quick loan approvals in next to no time.  Get the funding your business needs.  Apply now.

Faq.

How do small business loans work?

A business loan is a sum of money borrowed to a business for a variety of reasons on the promise the funds will be repaid with interest.

Most business loans are made available by banks, loan brokers, or comparison platforms.

Before the loan is agreed and paid out, your business will receive a quotation stating on what basis the loan will be provided to you. 

e.g. the total sum made available, the % APR the loan will be charged at, and for what loan duration, commonly a few months up to twenty years or longer depending on the purpose of the loan and the lender.

What documents will i need to provide to apply?

We need to be able to present your business in the best light possible, so transparency here is key

We will need the following documents and information from you:

  • Last 3 months business bank statements
  • Last set of filed accounts
  • Up-to-date Management accounts
  • Companies House Company Number for the registered entity 

WHAT IS THE DIFFERENCE BETWEEN a SECURED AND UNSECURED business loan?

With a secured loan, you borrow against an asset that is typically referred to as 'collateral.' This can be plant and machinery, commercial property, vehicles etc. In the unlikely event you aren't able to meet your loan repayments, the loan provider can repossess the asset. 

Although some business owners try and avoid secured loans, it's worth bearing in mind that more often than not, secured loans offer much more affordable APR's which makes the cost of borrowing much more affordable in most cases.

With unsecured small business loans, the loan is not secured against the value of an asset. We provide access to both secured, and unsecured small business loans.

HOW CAN I GET THE CHEAPEST BUSINESS LOAN POSSIBLE?

We get asked this question a lot. It's almost the famous 'how long is a piece of string question' rehashed. There are many variables that effect your ability to access low-cost business funding. Firstly, if you have recent County Court Judgements (CCJ's) levied against you within the last 6 years this will seriously impact your ability to access some of the better/more affordable APR loan products.

If you have missed payments on credit cards, utility bills or insurance services then this too can affect your ability to access the better loan deals. Its worth trying to settle any outstanding CCJ's and catching up on any missed payments for the services provided to you in good faith. Let's face it, if your friend had a history of never paying you back for that last meal, would you lend them a substantial amount of money after this if they asked you?

The same logic applies here. The majority of lending providers now use all sorts of metrics to assess your creditworthiness before finalizing any loan decision. Your job is to make the prospect of lending to you as positive as possible by showing you are low-risk and will pay the loan back. If you continue to do this on a regular basis you will show you are responsible with credit and so, the doors to lower cost and larger loans may begin to open for you.

Ready to apply or find out more?

Complete the form and one of our friendly team is ready to help you. 

We provide Business services throughout the UK

Aberdeen
Armagh
Bangor
Bath
Belfast
Birmingham
Bradford
Brighton & Hove
Bristol
Cambridge
Canterbury
Cardiff
Carlisle
Chelmsford
Chester
Chichester
Coventry
Derby
Derry
Dundee
Durham
Edinburgh
Ely
Exeter
Glasgow
Gloucester
Hereford
Inverness
Kingston upon Hull
Lancaster
Leeds
Leicester
Lichfield
Lincoln
Lisburn
Liverpool
London
Manchester
Newcastle upon Tyne
Newport
Newry
Norwich
Nottingham
Oxford
Perth

Peterborough
Plymouth
Portsmouth
Preston
Ripon
St Albans
St Asaph
St Davids
Salford
Salisbury

Sheffield
Southampton
Stirling
Stoke-on-Trent
Sunderland
Swansea
Truro
Wakefield

Warrington
Wells
Westminster
Winchester
Wolverhampton
Worcester
York