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Access Low-Cost Small Business Loans From Our Trusted Lenders
Apply today and get a fast decision on your loan. We can get your business the money it needs in less than a week.
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Secure Amounts from £1k - £600m Quickly, Subject to Status
We work with a network of trusted lending partners to offer you the funds to grow your business. Our partners offer business loan with competitive interest rates so you always get a great deal. Depending on the type of loan you require, we can typically get your business the money it needs in less than a week, subject to status (a relatively instant decision.)
Benefits of Our Business Loans Service
1. Quick Application Process
We perform a quick fact-find about your limited company. The call takes less than 10 minutes.
2. Quick Decisions
When we have the facts, we help your business find an affordable business loan.
3. Swift Access to Funding
When a decision is successful, we can help get the funds in your bank in less than a week.
Frequently Asked QUESTIONS
Let's be realistic, if you have a terrible credit score your options could be limited however, there are options. If you have any business assets to secure your loan against then doors may be open. We do not want to see people in difficulty so please make sure that you're not seeking funding if it will only make your situation more precarious in the near future. Whilst we can help, and we try and guide you to number of loan options you may be interested to read the FAQ below 'How can I get the cheapest business loan possible?'
This will depend on the needs of your business and your cash-flow projections. If you know where you are up to with your figures and what payments are on the horizon, then yes, short-term funding could be an option. Typically short-term funding carries higher APR's which as you may be aware is an indicator of the total cost of borrowing. Depending on what amount you need and how quickly you need it, call one of our specialists at Hamilton Wood & Company and we will be happy to help you get the funding that's right for you.
We get asked this question a lot. It's almost the famous 'how long is a piece of string question' rehashed. There are many variables that effect your ability to access low-cost business funding. Firstly, if you have recent County Court Judgements (CCJ's) levied against you within the last 6 years this will seriously impact your ability to access some of the better/more affordable APR loan products. If you have missed payments on credit cards, utility bills or insurance services then this too can affect your ability to access the better loan deals. Its worth trying to settle any outstanding CCJ's and catching up on any missed payments for the services provided to you in good faith. Let's face it, if your friend had a history of never paying you back for that last meal, would you lend them a substantial amount of money after this if they asked you? The same logic applies here. The majority of lending providers now use all sorts of metrics to assess your creditworthiness before finalizing any loan decision. Your job is to make the prospect of lending to you as positive as possible by showing you are low-risk and will pay the loan back. If you continue to do this on a regular basis you will show you are responsible with credit and so, the doors to lower cost and larger loans may begin to open for you.
With a secured loan, you borrow against an asset that is typically referred to as 'collateral.' This can be plant and machinery, commercial property, vehicles etc. In the unlikely event you aren't able to meet your loan repayments, the loan provider can repossess the asset. Although some business owners try and avoid secured loans, it's worth bearing in mind that more often than not, secured loans offer much more affordable APR's which makes the cost of borrowing much more affordable in most cases. With unsecured small business loans, the loan is not secured against the value of an asset. We provide access to both secured, and unsecured small business loans.
Access Low-Fee Commercial Business Funding
There is a lot of talk about 'alternative lending' now that the big-four banks (Barclays, HSBC, Lloyds and The Royal Bank of Scotland) are being ultra-cautious with their lending decisions.
We provide you direct access to some of the UK's leading business loans to help you get the money you need quickly, without the 'red-tape.'
We take the time to understand you, your business and the motivators for the business loan When we understand what you are trying to achieve, we are then better placed to help you.
Secured & Unsecured Small Business Loans in the UK
Subject to status, our team will help find you the best loan for your company that we can. We are the best place for business loans on the internet (in our opinion!). We help you access low rate business loans to provide quick start business funding when you need it.
To benefit from the best small business loan rates possible it might worthwhile considering a secured loan.
While this isn't always possible, we can still help you find unsecured loans but these typically attract higher APR's to mitigate risk for the lender.
Need a business loan or small business loan fast? Sometimes it is even possible to get same day business loans depending on the class of loan required.
Get multi-award-winning business funding for small to medium sized businesses and larger businesses here.
What Our Customers say
"We were delighted"
H Mitchell - Clothing Retailer
"We got a great deal!"
V. Callaghan - Director
We work with a network of trusted lending brokers to help you access the some of the UK's best loans for small to larger businesses. Whatever the funding and finance needs of your business we have a team of experts ready to help you.
We can find you a business loan from £1000 to over £600,000,000.00 subject to status. We can help your business on an unsecured as well as secured basis. Generally, when a business loan is secured against a viable asset, this will allow you to access lower APR's which will reduce the cost of borrowing.
We provide an efficient solution of where to get small business loans for new companies providing you meet the following criteria:
- Trading more than 12 months
- Turnover is at least £3000 per month
- The company is a Limited company registered in the UK
- All Directors involved in the business want the loan agreed
- Identification e.g. passport, photo driving licence and recognized bill at the business address
- The directors are domiciled in the UK
Hamilton Wood & Company is committed to helping you achieve business success.
We do this by delivering a trinity of business services to help improve your bottom line fast. We are multi-award-winners for helping businesses just like yours. Access the business funding you need quickly by talking to one of our advisors today.