Apply for a Business Loan Here
Access some of the best loans for your business via our network of trusted lending partners.
We are an award-winning business loan platform.
We are committed to helping your business access affordable business finance to help you create something special.
Benefits of Our Business Loans Service
We work with a network of trusted lending partners to offer your business the funding it needs to thrive and grow. We can typically get your business the money it needs in less than a week, subject to status.
1. Quick Application Process
We perform a quick fact-find about your limited company. The call takes less than 10 minutes.
2. Quick Decisions
When we have the facts, we help your business find an affordable business loan.
3. Swift Access to Funding
When a decision is successful, we can help get the funds in your bank in less than a week.
Access Low-Fee Commercial Business Loans
There is a lot of talk about 'alternative lending' now that the big-four banks (Barclays, HSBC, Lloyds and The Royal Bank of Scotland) are being ultra-cautious with their lending decisions.
We provide you direct access to some of the UK's leading business loans to help you get the money you need quickly, without the 'red-tape.'
We take the time to understand you, your business and the motivators for the business loan When we understand what you are trying to achieve, we are then better placed to help you.
Secured & Unsecured Small Business Loans in the UK
Subject to status, our team will help find you the best loan for your company that we can.
To benefit from the best small business loan rates possible it might worthwhile considering a secured loan.
While this isn't always possible, we can still help you find unsecured loans but these typically attract higher APR's to mitigate risk for the lender.
Need a business loan or small business loan fast?
Get multi-award-winning business funding services here.
What Our Customers say
"We were delighted"
H Mitchell - Clothing Retailer
"We got a great deal!"
V. Callaghan - Director
Frequently Asked QUESTIONS
Let's be realistic, if you have a terrible credit score your options could be limited however, there are options. If you have any business assets to secure your loan against then doors may be open. We do not want to see people in difficulty so please make sure that you're not seeking funding if it will only make your situation more precarious in the near future. Whilst we can help, and we try and guide you to number of loan options you may be interested to read the FAQ below 'How can I get the best loan possible?'
This will depend on the needs of your business and your cash-flow projections. If you know where you are up to with your figures and what payments are on the horizon, then yes, short-term funding could be an option. Typically short-term funding carries higher APR's which as you may be aware is an indicator of the total cost of borrowing. Depending on what amount you need and how quickly you need it, call one of our specialists at Hamilton Wood & Company and we will be happy to help you get the funding that's right for you.
We get asked this question a lot. It's almost the famous 'how long is a piece of string question' rehashed. There are many variables that effect your ability to access ow-cost business funding. Firstly, if you have recent County Court Judgements (CCJ's) levied against you within the last 6 years this will seriously impact your ability to access some of the better/more affordable APR loan products. If you have missed payments on credit cards, utility bills or insurance services then this too can affect your ability to access the better deals. Its worth trying to settle any outstanding CCJ's and catching up on missed payments for the services provided to you in good faith. Let's face it, if your friend had a history of never paying you back for that last meal, would you lend them a substantial amount of money after this? It's the same logic. The majority of lending providers now use all sorts of metrics to assess your creditworthiness before finalizing any loan decision.
With a secured loan, you borrow against an asset that is typically referred to as 'collateral.' This can be plant and machinery, commercial property, vehicles etc. In the unlikely event you aren't able to meet your loan repayments, the loan provider can repossess the asset. Although some business owners try and avoid secured loans, it's worth bearing in mind that more often than not, secured loans offer much more affordable APR's which makes the cost of borrowing much more affordable in most cases. With unsecured small business loans, the loan is not secured against the value of an asset. We provide access to both secured, and unsecured small business loans.
We work with a network of trusted lending brokers to help you access the some of the UK's best small business loans. Whatever the funding and finance needs of your business we have a team of experts ready to help you.
We can find you a business loan from £1000 to over £600,000,000.00. We can help your business on an unsecured as well as secured basis. Generally, when a business loan is secured against a viable asset, this will allow you to access lower APR's which will reduce the cost of borrowing.
We can help you with asset finance, small business loans and invoice factoring too. Hamilton Wood & Company is commited to helping you achieve business success.
We do this by delivering a trinity of business services to help improve your bottom line fast. We are multi-award-winners for helping businesses just like yours. Access the business funding you need quickly by talking to one of our advisors today.